Sign up for News & Updates

Program Information

Financial Education

With the assistance of staff, financial professionals, and experienced farmers, participants will implement or refine financial recordkeeping systems and key financial statements that successful farmers use to track and manage their finances. In January, the farmer particpants records, recordkeeping systems, and financial tools will be reviewed to devise a financial tracking plan for the year. These systems and tools are reviewed monthly for tweaking and course-correction. Participants will also meet informally with lenders to discuss their businesses’ needs and financial positions, and they will work over the course of the year to determine the best use of the program funds. 

Participants will be required to complete the following educational and financial training objectives before the end of the one-year program: Expectations for Program Participants.

Farmer participants will:

  • Share the farm’s record keeping practices with AOLC staff and together formulate and implement best practices as needed
  • Track monthly cash flows and compare with projections
  • Complete a business plan with three years of financial and cash flow projections
  • Meet with a banker
  • File a schedule F with their tax return
  • Commit to a monthly savings plan

Capital or Matched Funds

Angelic Organics Learning Center will match the participants' monthly savings for the purchase of an intermediate– or long-term farm business asset as long as all program requirements have been met. Matched Funds cannot be used for general operating cash or short-term/current assets, examples of purchases made with matched funds are:

  • Greenhouse/hoophouse 
  • Irrigation system 
  • Farm Equipment - Tractor, skid loader
  • Farm Vehicle 
  • Breeding livestock

Cost of Program

There is no cost for this program, and there is no application fee.

Application Process

See if you're eligible

View 2019 Application Questions

All information that is sent will be held strictly confidential by Angelic Organics Learning Center. This program is intended to help those that need extra financial support to grow their farm operations, so please keep this in mind before applying.

Questions? Please contact us by email.

This material is based upon work that is supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, under award number 2016-70017-25373. 
A grant from Assets for Independence (AFI), a program of the U.S. Department of Health and Human Services, funds approximately 7% percent ($18,824) of costs for this program. The remaining 93% ($275,000) is funded through other Federal and non-Federal sources. 
Visit the AFI Resource Center website to learn more about the program and about helping families to build assets:

Additional Partners and Funders: